Tailored solutions for your unique business...
Tailored solutions to protect your business from financial hardship when an unexpected accident or illness affects you or your business partners.
We can ensure that your risk protection plans align with your business goals and objectives, so you can have peace of mind that it's "business as usual" if you encounter financial hardship due to any number of factors.
Key Person Cover
Small or medium-sized businesses often have one or two key people that can put the company at risk if they're out of action. Key Person Cover pays for the cost of replacing a key member of staff if they are unable to work due to illness or injury, so the business can put measures in place to keep everything running.
Income protection will provide you with a regular monthly payment if you are unable to work due to sickness or injury.
Permanent Disability Insurance
Permanent disability can provide a lump sum payment, and financial peace of mind, should you become permanently disabled and be unable to work, through accident or illness.
Business Expenses Cover
With Business Expenses Cover, you can keep your business running if you suffer illness or injury. As a sole trader, small business owner or if you're in a partnership, you can claim the costs of running your business if you are unable to work due to illness or injury.
Rural and Farmers Cover
We can recommend a number available covers to meet the unique needs of our rural and farmer clients. These covers are designed to protect those working in New Zealand's primary industries, with the goal to keep your farm running if you are unable to work due to sickness or injury.
ACC levies are a necessary part of your business, however paying more than you have to for them isn't. We work with self-employed people to ensure that their levies are at the right price, that the cover will pay the right amount, and that there's no overlap with your business insurance.